Bill consolidation loans are one of the most discussed ways of solving the burden of being in debt, and also one of the most misunderstood.
Many people think that a loan is needed in order to not only consolidate all your bills together, but to also reduce interest rates and monthly payments. However, that couldn't be further from the truth. In many cases bill consolidation loans can actually increase your debt, and put you in debt for longer...
Why is that exactly? To be able to decrease your payments, the bill consolidation loan repayment period is usually extended. So although you may be paying lower interest rates and payments in the short run, in the long run you would actually be paying more!
Clearly this is not the best option, especially when there are much better solutions right at your fingertips. CareOne CreditSM for instance can consolidate all of your bills into one convenient payment and lower your monthly payments and interest rates without using any loans whatsoever.
In fact, when you get a free consultation and quote from CareOneSM (find out how at the bottom of the page), you will learn how much your payments and interest rates can be reduced (the average reduction is over 57%!).

All of this is done without the use of bill consolidation loans. You won't have to go through the hassle of qualifying for a loan, putting up assets as collateral, or anything of the sort. You instead will be able to sign up and start saving money right away, and you can see exactly how much you are saving each month with the unique online interface.
One of the biggest factors you should consider when choosing a company to consolidate your bills is reputation. CareOneSM is broadly considered to be one of the most effective and trusted companies available and has been presented in professional media such as Time, Forbes, MSNBC, Lifetime, etc. Your mind will be at ease with your financial future being taken care of by an effective and reputable company that has helped over 4.5 million people achieve financial freedom.
Below are some powerful real-world testimonials from people who have avoided bill consolidation loans and instead consolidated their bills with the powerful CareOne CreditSM program:
“I don't know what I would have done without this program. It has been a tremendous help... my debt is almost completely gone!”
~ Tracey M., Detroit, MI
“CareOne has allowed me to consolidate my debt into one easy payment and save about $300 a month.”
~Michele K., North Ridgeville, OH
“One of the biggest benefits about being on a CareOne program is having my credit card interest rates lowered. I’m also glad I no longer have to worry about getting all my bills paid on time. They handle everything for me!”
~ Roland H., Medina, OH
Your first step to achieving financial freedom by consolidating your bills and is to get your FREE
(no-obligation) quote and consultation with one of our debt specialists. Find out how below...
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Pay Less Per Month: With our exclusive relationships with your creditors, we'll significantly lower your interest rates and monthly payments on your bills. The average reduction is over 57%, and in some cases interest rates have been completely eliminated! |
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Have an Easier Time Paying Your Bills: You won't have to deal with the hassle of multiple bills as all of your credit card bills and other unsecured debts will be consolidated into one convenient payment. |
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Get Out of Debt Faster: You'll now be able to get out of debt in only a handful of years (as opposed to possibly decades depending on your situation) with a manageable payment plan that includes reduced payments and other unique benefits. |
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Know Exactly How Much You Are Saving: With our unique and easy-to-use online interface, you'll be able to view detailed reports of the progress you're making toward becoming debt free. |
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Get the Level of Service You Deserve: With CareOneSM, we guarantee that you will always be treated with the utmost courtesy and respect. |
If you're ready to consolidate your credit card bills and start your journey toward achieving financial freedom, click the button below to receive your FREE (no-obligation) consultation and quote: